Originally, ICICI Bank was promoted by an Indian financial institution called ICICI limited in 1994. Now, in the present days, it is among the major private sector banks in India with numerous branches all over the country. It offers a wide range of banking products and financial services through its companies. ICICI bank has various banking services including savings accounts, current accounts, fixed deposits, loans, credit cards, insurance, investment options, and more. Many people have benefitted from these services.
ICICI Bank also has advanced digital banking solutions, offering customers the convenience of online banking, mobile banking, and a user-friendly mobile app. With a strong network of branches and ATMs across the country, ICICI Bank makes sure that its customers experience a smooth and easy access to the banking services provided.
One can also have access to ICICI bank’s dedicated customer service team that provides assistance and support to customers through various channels such as phone banking, email, and online chat. ICICI Bank is committed to delivering a seamless banking experience and ensuring customer satisfaction.
Knowing the ICICI Bank timings is essential if you need to perform banking or non-banking transactions at any of their branches. While the timings may differ slightly between branches, this article provides a comprehensive list of ICICI Bank timings to help you plan your visit accordingly. It is important to note that the timings mentioned here are subject to change, so it is recommended to check with your specific branch or refer to the official ICICI Bank website for the most up-to-date and accurate information regarding their operating hours. By staying informed about ICICI Bank timings, you can ensure a smooth and convenient banking experience.
ICICI Bank Timings
- ICICI Bank opening time: 9:30 AM
- ICICI Bank closing time: 3:00 PM
- ICICI Bank Timings on Saturdays: CLOSED (only 2nd and 4th, every month)
- ICICI Bank Timings on Sundays: CLOSED
Please note that these timings may vary from branch to branch, and it is recommended to check with your specific ICICI Bank branch or refer to the official ICICI Bank website for the most accurate and up-to-date information regarding their operating hours.
ICICI Bank NEFT Timing
- Weekdays (Monday to Friday):
- NEFT Transaction Request Cut-off Time: 6:30 PM
- Settlement Batches: Every hour from 8:00 AM to 6:00 PM
- NEFT Transaction Request Cut-off Time: 6:30 PM
- Settlement Batches: 8:00 AM, 9:00 AM, 10:00 AM, 11:00 AM, 12:00 PM, and 5:00 PM
It’s important to note that NEFT transactions initiated after the cut-off time or on Sundays and public holidays will be processed on the next working day. The timings mentioned here are subject to changes.
ICICI Bank RTGS Timing
ICICI Bank offers RTGS (Real-Time Gross Settlement) facility to its customers, allowing them to make large-value fund transfers instantly and securely. To ensure smooth and timely processing of RTGS transactions, it is important to be familiar with the ICICI Bank RTGS timings. These timings determine the cut-off time for initiating RTGS transfers and the settlement batches during banking hours. By adhering to the ICICI Bank RTGS timings, customers can ensure that their high-value transactions are processed and settled in real-time. It is advisable to check the RTGS timings beforehand to plan and execute transactions effectively, especially for time-sensitive payments and transfers.
ICICI Bank Lunch Timing
ICICI Bank typically observes a lunch break during its working hours. The lunch timing may vary slightly between branches, but it is generally around 1:00 PM to 2:00 PM. During this time, certain banking services may be temporarily unavailable, such as cash transactions or customer service assistance. It is advisable to plan your visit to an ICICI Bank branch outside of the lunch break period to ensure that you can access the required banking services without any interruptions. Additionally, ICICI Bank’s digital banking channels, such as internet banking and mobile banking, provide convenient access to various banking services even during the lunch break.
Likewise, other banks also has their timings. If you have an account in SBI Bank, here are the SBI Bank Timings
SBI Bank Timings
- SBI Branch Opening Time: Most SBI branches open at 10:00 AM in the morning.
- SBI Branch Closing Time: The closing time of SBI branches is typically at 4:00 PM in the afternoon.
- Lunch Break: SBI branches have a lunch break between 2:00 PM and 3:00 PM, during which some services may be temporarily unavailable.
- Saturday Timings: Many SBI branches operate with reduced hours on Saturdays. They are generally open from 10:00 AM to 2:00 PM. However, some branches may have different timings, so it is advisable to check with the specific branch in advance.
- Sunday Timings: SBI branches remain closed on Sundays and public holidays.
ICICI Bank Services
ICICI Bank offers a wide range of banking services to cater to the needs of its customers. Some of the key services provided by ICICI Bank include:
- Savings Account: ICICI Bank offers various types of savings accounts to individuals, with features such as competitive interest rates, convenient online banking, and easy fund transfers.
- Current Account: ICICI Bank provides current accounts for businesses and individuals who require frequent transactions and overdraft facilities.
- Fixed Deposits: ICICI Bank offers fixed deposit accounts with attractive interest rates and flexible tenure options, allowing customers to earn higher returns on their savings.
- Loans: ICICI Bank provides a range of loan products, including home loans, personal loans, car loans, business loans, and education loans, to meet the financial requirements of its customers.
- Credit Cards: ICICI Bank offers a variety of credit cards with different features and benefits, such as cash back, rewards, travel benefits, and exclusive privileges.
- Online Banking: ICICI Bank provides internet banking services that allow customers to manage their accounts, transfer funds, pay bills, and access various banking services online.
- Mobile Banking: ICICI Bank’s mobile banking app enables customers to carry out banking transactions, view account balances, make payments, and manage their finances conveniently from their mobile devices.
- Wealth Management: ICICI Bank offers wealth management services, including investment advisory, portfolio management, and financial planning, to help customers grow and manage their wealth effectively.
- Insurance: ICICI Bank provides various insurance products, such as life insurance, health insurance, motor insurance, and travel insurance, to offer financial protection to customers and their assets.
- NRI Banking: ICICI Bank offers specialised banking services for Non-Resident Indians (NRIs), including NRI savings accounts, NRI fixed deposits, NRI remittances, and NRI investment options.